How A Good Bankruptcy Lawyer Can Help You

Bankruptcy laws are extremely complicated and nearly impossible for the average person to understand. With the new bankruptcy laws that have been recently put into action, the laws have become even more complicated. This is why it is important to hire a bankruptcy lawyer if you are considering filing bankruptcy. He or she can help you choose the right chapter of bankruptcy for you.

A bankruptcy lawyer specializes in the laws as they pertain to filing bankruptcy. However, not every lawyer is versed in the laws of your particular state. That is why it is very important to go with a local lawyer who is familiar with the bankruptcy laws of your state. The laws can be considerably different from one state to another. So make sure that the lawyer you choose not only has experience working in your state, but is licensed to work with cases in your state as well.

When choosing a bankruptcy lawyer it is important that you feel comfortable working with him or her. Filing bankruptcy is a very emotional and life changing experience. Therefore, you will want a lawyer that understands what you are going through. An experienced bankruptcy lawyer will know exactly how to handle any of your concerns or fears. One of the best ways to get a feel for your lawyer is to interview him or her. Be sure to ask plenty of questions so that you have a complete understanding where he or she stands on certain matters. Also, be sure to ask what their success rate is and if he or she has handled cases similar to yours before.

When filing bankruptcy, your budget will be a key element. Therefore, you will want to make sure you have a full understanding of any and all fees your lawyer will be charging. Generally speaking, a bankruptcy lawyer charges a sizable fee for his or her services. You will be responsible for paying for the actual bankruptcy, which varies depending on what type you file for. Chapter 7 bankruptcy runs around $300. Then, your lawyer will charge approximately $1000 to $2000. If the fee is too high, you will want to consider another lawyer. But keep in mind that legal services are going to cost something, and it may be to your advantage to pay a bit more for an excellent lawyer, rather than paying much less for a bankruptcy lawyer with far less experience.

Picking a reputable bankruptcy lawyer is crucial to the outcome of your case. Therefore, you do not want to choose a lawyer at random. Picking a lawyer blindly out of the phone book could have a negative impact on the overall outcome. When choosing a lawyer, ask family and friends for recommendations. Although they may not have personally filed bankruptcy, they may have another friend who can recommend someone. So be sure to ask around. If you cannot find a personal recommendation, you can check with the Better Business Bureau to see if they have had any negative feedback on a lawyer you are considering.

Do not pick out a bankruptcy lawyer at the last minute. Be sure to do some advance planning and research. Otherwise, if you pick a lawyer at the last minute you could end up with a lawyer who is not experienced in the area you need or whom you do not feel comfortable working with.

No one likes to admit that they need help. However, when filing bankruptcy it is essential that you work with a lawyer who specializes in the field of bankruptcy. He or she can help make the overall process a lot smoother and easier. With the laws that are in place today, it is vital that you have an experienced lawyer who has a full understanding of the laws and can help you through the bankruptcy process.

How To Lower Your Lawyer’s Legal Fees

You’ve heard all the lawyer jokes (How do you make a lawyer smile for a wedding photograph – ask them to say “Feeeeeeeees”) and read the bad press (“Compensation wiped out by legal fees”), BUT a good lawyer can help save you money, and money carefully spent on his or her legal fees is well spent.

o Is my first appointment free? Some lawyers provide the first appointment or initial consultation for free. Ask about this when you make an appointment. You certainly shouldn’t have to pay for an initial consultation, although some lawyers will try charging a fraction of their hourly billing rate. Don’t even consider a lawyer who wants to charge you his or her full rate for an initial consultation.

o Understand the law firm’s fee system before you hire a lawyer. Understanding what and how you are to be charged is obviously important. Billing procedures and rates are a common point of disagreement between lawyers and clients. The more you know ahead of time, the better off you’ll be. Again, this is another one of those questions designed to eliminate disagreements later on. Too often clients find themselves on the hook for hidden costs they knew nothing about.

Ask about the account management process – i.e. how often will you get to speak to the lawyer about how your matter is progressing and be given an update and breakdown of costs? If you have a tight budget, let them know and see if they will agree to a fixed price for the work – if it’s a straightforward piece of work, this shouldn’t be out of the question.

o Check for hidden extras. Ask what additional charges there are likely to be (often referred to by the lawyer as “disbursements”) such as searches, stamp duty, bank charges etc. Although it should have been made very clear, make sure whether the figure you have been quoted includes or excludes VAT.

o What do you estimate as the total cost to me? Don’t be concerned if the lawyer resists answering this question. So much of the cost of a case depends on the degree of conflict between you and the other party, and you know that better than the lawyer. You may learn a lot from the lawyer’s answer, however, so it’s helpful to ask. If your fee arrangement is to be hourly, you should also ask your lawyer to notify you when he or she realizes that the estimate is likely to be exceeded.

o What can I do to reduce the charges? Ask if there are any tasks you can do yourself to cut down on the amount you will be charged.

o Conditional Fees (No Win, No Fee). This means that if you lose your case, you don’t have to pay your lawyer, but you may have to pay the legal fees of the winning party. However, if you win, you might have to pay a higher fee. This type of arrangement is most often seen in cases relating to accident/personal injury, human rights cases and insolvency. Increasingly, forward thinking commercial lawyers are prepared to share the risk of other types of commercial transaction with the client. Expect the fee to be higher for a win than it would have been had it been a fixed fee, as long as you pay less or nothing for a “loss” or aborted transaction.

o Please confirm this in writing. In most cases your lawyer must advise you in writing how much the work will cost or, if that is not possible, how costs will be calculated. Don’t sign any agreement about fees unless you understand it and are happy with it and don’t even consider a lawyer who won’t give cost details.

o When do I have to pay? In most cases your lawyer must advise you in advance and in writing how and when you will have to pay. You are entitled to receive a detailed bill before you pay. Some lawyers will agree to wait until the matter ends before you pay them. Remember how and when you pay can always be negotiated.

o Negotiate! Fee and billing schedules aren’t set in stone, and the market place is competitive. So if you think the price is too high, or that you’ll need more time to pay the bill, try negotiating with the lawyer. ..preferably up front. Shop around but also remember cost should not the only factor in choosing your lawyer.

The Technique to Choose Appropriate Commercial Litigation Lawyers for Your Company

Ever required some sort of commercial litigation lawyers for settling some related matters of your company?

If you own a company or an organization then there certain circumstances which may lead you to seek some legal advice from commercial litigation solicitors in regard to certain issues concerning your business venture. But before approaching that perfect lawyer for your organization, how will become ensure for the fact that the one you are going to hire will be the best one for your company?
Yes, it is a bit of tough task because there a number of lawyers available but not all are specialized in handling cases concerning commercial litigation. So you are required to devote some of your quality time in finding and sorting out the best lawyers available in the town those who have a good level of experience in handling and solving cases involving commercial litigation. While going to search for the lawyers who can best serve your purpose, you need to identify those law firms that provide help and support to specialized matters related to your category and filed of business. You can seek the help of other industry experts or may even approach the online method of searching through the internet.

After you find some quality commercial solicitors related to your field of business, you need to have personal sessions with each of them in regard to the experience they possess in handling such sort of cases. What are their success rates? What approximately time frame will be required to solve and sort out the matter? What are the monetary matters that will be involved during the on-going process of the case? What are the organizations for which they have previously worked for? What is the lawyer’s field of expertise?

You need to get clear cut answers to each of the above asked questions while having personal sessions with the solicitors. You need to know the fact that it is you who is appointing the commercial litigation lawyers for the some cases related to your business organization and so you have every right to verify the quality of the lawyer before ensuring and finalizing his/her contract with the company. Another important thing that the lawyer needs to provide for before proceeding with the case is a brief outline or a blueprint about the basic ways they will take for in order to handle the case.

Always remember that the lawyer who will honestly work for your welfare of the organization will not only handle the case with utmost sincerity and support but also will guide and advice you on the various legal steps and approaches that will be coming in the way while the legal process continues.

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